8 Reasons Employees Default on the Figuratively Speaking Even employees that are full-time on the education loan re re re payments. It’s expected that 2 away from 5 education loan borrowers is going to be under default within the next 5 years. Relating to a report that is recent Brookings, income alone cannot predict who can default on their student education loans. Further information is required on work and receiving, but in line with the employees we utilize, education loan standard can occur to anybody. What exactly is Education Loan Default? Lacking one education loan re payment makes you “delinquent.